Members manage themselves.
Invite by link. Everyone joins with their own profile and role, so there's no register to keep and no one left off the list.
How clubs work
Lerato K. joinedVia invite link12/12
Ke Nako StokvelnowThandi M. topped up R450.00. The pot is at R18 900.00.
9 of 12 paid this month63 %
The savings appfor how South Africasaves together.
Start a club with your people or a goal of your own, and everyone sees the money grow.
One app for every way you save
With your people, or on your own.
Earns interestPotR18 900
Paid this month9 of 12
Savings club
Everyone pays into one shared pot, and it's shared out to all on the goal date.
Learn more
Earns monthly cashbackNext payoutMarch
PayoutR5 400
Rotating stokvel
Everyone pays in each round, and one member is paid out per turn, in the order everyone signed.
Learn more
Earns interestSchool feesR8 200
GoalR12 000
Goal save
Save on your own toward a goal and a date. Lock it, or keep it open for when life needs it.
Learn more
Earns monthly cashbackGiven by23 people
RaisedR4 300
Goal fund
Many people give toward one person's goal. One pot, one agreed recipient.
Learn more
Earns monthly cashbackChipped in14 people
GiftR2 150
Group gift
Collect toward a set amount, then spend it together, with a window to pull out and get refunded.
Learn more
Earns a profit shareInterestNone
Profit shareMonthly
Shari'ah club & goal
Save as a club or solo the Shari'ah way, with a profit share instead of interest.
Learn moreThe stokvel was never the problem. The spreadsheet was.
A ledger in someone’s Excel or exercise book. Members chased for payments by hand. And no way for anyone else to see what’s really going on.
Paying in takes a tap.
Members pay their share by EFT, card or straight from their Moneyclub Pocket. No chasing on WhatsApp, no cash in a shoebox.
Ways to pay
Your share is inPaid by EFT · just nowR450
Everyone sees everything, live.
The full ledger is open to every member in real time, not locked in one person's file.
How we keep it safe
Member 9 paid inJust now · seen by all 12+R450
The pot earns while it waits.
Money in a shoebox does nothing all year. Here every club earns while it waits: interest, monthly cashback or, for Shari'ah clubs, a profit share.
Fees & earnings
Pot earnedThis month · shared with all+R86
A whole money toolkit, in the same app.
Saving is the start. Moneyclub also helps you understand your money, spend with a plan, clear what you owe and keep learning, all in one place.
Know exactly where you stand.
Your financial health score covers saving, spending and debt, and it climbs as your habits improve.
78
▲ +6 this month
Example score
Budget & planning
Groceries74%
Transport82%
Track spending against your limits, and always know what’s left.
Debt reconciliation
See what you owe in one view and build a plan to clear it.
Money courses
Short lessons and quizzes in English, Afrikaans, isiZulu and isiXhosa.
Reach it, cash out, go again
Cash out to your Pocket or your bank, in minutes with instant payout, then start the next goal.
Safe enough for the whole club’s money.
Regulated
Built by Floatpays, an authorised financial services provider (FSP 52120).
Held with a bank
Club money sits with a regulated South African bank, never in anyone's personal account.
Visible to everyone
Every contribution and payout shows on the club feed, live, for every member.
Your wealth story
starts tonight.
Every rand you save, on your own or with your people, builds what comes next. Free to download, and two minutes to set up.