Moneyclub
Goal save · Available now

Save alone.
Make it stick.

Name a goal that’s yours: school fees, a car, an emergency fund. Set the target and date, lock it if you like, and we’ll show you exactly what it takes each week.

Get the app How we keep it safe
  • Locks optional
  • Weekly plan
  • Earns interest
An apprentice mechanic checking his savings goal in the workshop
School feesLocked until 1 Dec · on trackR6 200
This weekYour weekly plan+R290
The hard part, solved

Make the money harder to touch.

Saving alone fails at the weak moment. Lock your goal until its date or its target and a Tuesday craving can’t undo three months of discipline. Rather keep it within reach? Leave it unlocked.

Do the maths for me

See the week that gets you there.

Set the target and the date — we work out exactly what to put away, and show you every milestone on the way.

R290
per week keeps you on track
4
milestones between here and the goal
1 Dec
the day it’s yours

From wish to done

1
Name your goal
What, how much, by when.
2
We set the pace
Your weekly number, worked out.
3
Lock it in
Lock it away from temptation.
4
Reach it
Cash out to your Pocket or bank.
Questions, answered

Goal save questions

All questions
How does Goal Save work?

Name your goal, then set the target and the date. We work out exactly what to put away each week and show you every milestone on the way. When you reach it, cash out to your Moneyclub Pocket or your bank.

Can I lock my savings until the goal?

Yes, if you want to. Lock your goal until its date or its target, and it can’t be cashed out early. Rather keep it within reach? Leave it unlocked and withdraw when you need to.

Does Goal Save earn interest?

Yes. Your balance earns interest while you save toward your goal. Rates move with the market, so we don’t print them here: the current rate shows in the app before you start.

Fees & earnings
How do I pay into my goal?

By EFT, by card or from your Moneyclub Pocket. There are no debit orders: you choose when to pay in. If your employer partners with Floatpays, you can also pay in from wages you’ve already earned.

What does Goal Save cost?

Setting up and running a goal is free. Only some ways of moving money carry a fee, such as an instant payout to your bank, and every fee is shown before you confirm.

Fees & earnings
Is my money safe?

Your savings are held with a regulated South African bank, in accounts Floatpays administers on your behalf. Every Moneyclub member is ID-verified with their ID and a selfie, and Floatpays (Pty) Ltd is an authorised financial services provider (FSP 52120).

Trust & Security

Start your goal save tonight.

Free to set up. Two minutes to start. Your goal, your pace, from day one.

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