Collect together.
No one left holding it.
Collect toward a set amount for a gift or a cause. Everyone commits their share, and when the organiser closes it there can be a window to pull out and get your money back.
- Set a deadline
- Clean refunds
- Monthly cashback

Commit — or step back, cleanly.
Members commit their share when they’re ready. When the organiser closes the collection there can be a window to pull out, and your share comes straight back — no awkward conversations.
Commit your share
Add your amount with a tap. The collection shows exactly who’s in, so no one has to chase anyone for their part.
Step back at close
Plans change. If the organiser opens a pull-out window when the collection closes, step back then and your share is refunded in full.
How a collection runs
How does a group gift work?
The organiser sets the total and the deadline and shares the link. Everyone commits their share from their phone, and the collection shows exactly who’s in, so no one has to chase anyone for their part.
Can I pull out of a group gift?
The organiser closes the collection, and when they do there can be a window to pull out. If you step back then, your share is refunded in full.
Where does the money go when it closes?
Into the recipient’s Moneyclub Pocket. From there it can be withdrawn to a bank: an instant payout arrives within minutes and carries a fee, and a standard EFT takes 1–2 business days. Any fee is shown before you confirm.
How do people chip in?
By EFT, by card or from their Moneyclub Pocket. If their employer partners with Floatpays, they can also pay in from wages they’ve already earned. Everyone uses the app on iPhone, Android or Huawei, or Moneyclub on the web.
Does a group gift earn anything?
Yes, monthly cashback. It’s paid into your rewards pocket every month, and you can move it into a savings pocket or withdraw it to your bank. The current rate shows in the app before you start.
Fees & earningsWhat does a group gift cost?
Starting and running a group gift is free. Only some ways of moving money carry a fee, such as an instant payout to a bank, and every fee is shown before you confirm.
Fees & earningsStart your group gift tonight.
Free to set up. Two minutes to start. Everyone sees the money from day one.