Shari’ah club & goal · Available now

Interest-free.
Ring-fenced.
Certified.

Save as a club or on your own, the Shari’ah way: interest-free, earning a Shari’ah profit share instead, and ring-fenced from interest-bearing money.

  • Profit share
  • Ring-fenced
  • Certified
A father and daughter looking at a savings goal together at home
Shari’ah pocketRing-fenced · earns a profit shareR14 200
InterestNever mixed with your pocketNone
Ring-fenced by design

Two pockets that never touch.

Shari’ah money moves only between Shari’ah pockets. It is structurally kept apart from any interest-bearing balance — not by promise, by design.

SHARI’AH POCKET
R14 200
Interest-free · certified · ring-fenced
SEALED
OTHER MONEY
Kept separate
Interest-bearing balances stay on their own side.
Certified, not approximated

Certified by our banking partner’s Shari’ah Advisory Committee.

Not a best-effort label — a genuine certified product, with the same live transparency every Moneyclub club gets.

Certified compliant
Certified by our banking partner’s Shari’ah Advisory Committee.
Strictly ring-fenced
Moves only between Shari’ah pockets.
Fully transparent
Every contribution visible to the club.
Questions, answered

Shari’ah savings questions

All questions
How does Shari’ah saving work on Moneyclub?

Save as a club with your people or on your own as a goal. Your money sits in a Shari’ah-compliant product, earns a Shari’ah profit share instead of interest, and is kept apart from interest-bearing money.

Is it really interest-free?

Yes. Shari’ah savings earn a Shari’ah profit share, never interest, and they never mix with interest-bearing balances.

Who certifies it as Shari’ah-compliant?

The product is certified by our banking partner’s Shari’ah Advisory Committee.

How is Shari’ah money kept separate?

Shari’ah money moves only between Shari’ah pockets. It is structurally kept apart from any interest-bearing balance — not by promise, by design.

How much profit share will I earn?

The profit share moves with the market, so we don’t print a rate here. The current rate shows in the app before you start.

Fees & earnings
How do Shari’ah payouts work?

Shari’ah savings always pay out by standard EFT, which takes 1–2 business days. Any fee is shown before you confirm.

Start your Shari’ah savings tonight.

Free to set up. Two minutes to start. Everyone sees the money from day one.