Many givers.
One destination.
Everyone chips in toward one person’s goal: a graduation, a deposit, a big family moment. One pot, many contributors, a single agreed recipient.
- Agreed recipient
- Every gift visible
- Monthly cashback
One destination, agreed up front.
Who the fund is for, and when it pays out, is set before the first rand goes in, and everyone agrees to it when they join. Everyone gives toward the same clear finish line.
Every gift, visible to the group.
Contributors watch the fund grow and know their gift landed — no wondering, no awkward reminders.
What is a goal fund?
Many people chipping in toward one person’s goal: a graduation, a deposit, lobola or a big family moment. One pot, many contributors and a single agreed recipient.
Who gets the money, and when?
Who the fund is for, and when it pays out, is set before the first rand goes in, and everyone agrees to it when they join. The fund pays its agreed recipient into their Moneyclub Pocket, and nobody can redirect it.
Can contributors see where their money went?
Yes. Every gift is visible to the group, so contributors watch the fund grow and know their gift landed — no wondering, no awkward reminders.
How do people contribute?
By EFT, by card or from their Moneyclub Pocket. If their employer partners with Floatpays, they can also pay in from wages they’ve already earned. Everyone uses the app on iPhone, Android or Huawei, or Moneyclub on the web.
Does a goal fund earn anything?
Yes, monthly cashback. It’s paid into your rewards pocket every month, and you can move it into a savings pocket or withdraw it to your bank. The current rate shows in the app before you start.
Fees & earningsIs the money safe?
The fund is held with a regulated South African bank, in accounts Floatpays administers on your behalf, never in an organiser’s personal account. Every member is ID-verified with their ID and a selfie, and Floatpays (Pty) Ltd is an authorised financial services provider (FSP 52120).
Trust & SecurityStart your goal fund tonight.
Free to set up. Two minutes to start. Everyone sees the money from day one.